Explore SBA 504 Loans

For small businesses that need financing for real estate. The maximum loan size is:

  • $1.8 Million | Non-multi-use properties
  • Maximum loan amount $5.4 Million | Multi-use properties 
  • Certain eligible energy-efficient or manufacturing projects may qualify for up to $5.5 Million

Maturity for the first deed of trust loan is amortized over 25 years and up to 25 years on the second deed of trust loan.

The SBA 504 Loan offers 5-year fixed interest rates with recourse to any 20% or more owner.

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Requirements for SBA 504 Loan

To be eligible for a 504 loan, your business must:

  • Operate as a for-profit company in the United States or its possessions
  • Have a tangible net worth of less than $15 million
  • Have an average net income of less than $5 million after federal income taxes for the two years preceding your application

For additional information on eligibility criteria and loan application requirements, schedule an appointment with one of our lending specialists.

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woman with glasses sitting and reading requirements for sba 504 loan

Meet our Business Lending Team

From start to finish, our local experts will answer any questions, guide you through the process, and create an experience for you that is both fast and seamless. Our local team knows what to expect and how to get the job done right!  Get Started!

Get Started With an SBA Loan Today!

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Routing # 322172797

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