Find your match. Our Credit Card options deliver!
Our credit cards are designed with you in mind:
No annual fees, low rates & great rewards.
Visa Credit Card Rates
Our Visa Signature, Visa Platinum, and Visa Secured card options feature affordable and competitive credit card rates with the perks you're looking for!
as low as
as low as
17.99%
as low as
12.49%
as low as
*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR may be higher depending on a variety of factors, including borrower’s credit history.
*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR may be higher depending on a variety of factors, including borrower’s credit history.
Get Started
- Credit card options for your needs
- Earn rewards on everyday purchases
- Easy to apply online
- Low rates, great rewards
- No annual fee
Our Credit Cards are Designed for You
We don't believe in charging our members unnecessary fees. That's why our cards have no annual fee!
Get cash and transfer other card balances to your new Arizona Financial credit card without paying fees.
Enjoy Zero Fraud Liability, Auto Rental Collision Damage Waiver, Roadside Dispatch®, and more! Explore all the benefits.
Get your new card or replacement card instantly by visiting one of our convenient branch locations.
Report a Lost or Stolen Visa Credit Card
Choose Your Visa Credit Card
Arizona Financial offers the best credit card options focused on low rates, rewards and credit building potential.
Visa® Signature Rewards
Cash Back/Rewards
- No annual fee
- No cash advance or balance transfer fees
- No foreign transaction fees
- Earn 1.5% cash back. No limit on the amount of cash back you can earn.1
- ScoreCard Rewards® points redeemable for cash back, travel, merchandise and gift cards. Points never expire.
- CardPower™ app to turn your card on/off and set other controls
Visa® Platinum
Low Rates/Rewards
- No annual fee
- No cash advance or balance transfer fees
- 3% foreign transaction fee
- Earn 1 point for every $1 spent on qualifying purchases.
- ScoreCard Rewards® points, redeemable for travel and merchandise. Points never expire.
- CardPower™ app to turn your card on/off and set other controls
1. Earn 1.5 points for every $1 spent on net purchases. Points can be redeemed for cash back starting at $50. Certain categories of purchase such as cash advances and gift cards do not qualify. See full terms and conditions for full details.
Visa Secure Remote Commerce
Additional Visa Credit Card Benefits
Visa Signature
- Zero Fraud Liability
- Auto Rental Collision Damage Waiver
- Roadside Dispatch®
- Extended Warranty Protection
- Travel and Emergency Assistance Services
- Additional Protection and Concierge Services
Visa Platinum
- Zero Fraud Liability
- Auto Rental Collision Damage Waiver
- Roadside Dispatch®
- Visa Discounts
- Visa SRC
ScoreCard Rewards®:
Treat Yourself
Use your Arizona Financial Visa Signature Rewards or Visa Platinum Credit Card and enjoy being rewarded for your everyday purchases.
- Earn points for every dollar spent in qualifying purchases1
- Redeem points for cash back, travel, merchandise, and gift cards depending on which credit card you use1
- Travel when you want with no blackout dates
Browse travel and merchandise options, check your points, and find out more by visiting ScoreCard Rewards.
1 The Arizona Financial Visa Signature Rewards Credit Card earns 1.5 points for every $1 spent on net purchases. Points can be redeemed for cash back starting at $50. Certain categories of purchase such as cash advances and gift cards do not qualify. Redeem points for cash back, travel, merchandise and gift cards – points never expire. The Arizona Financial Visa Platinum Card earns one point for every dollar spent in qualifying purchases and points can be redeemed for travel, merchandise and more – points never expire. See full terms and conditions for full details. The Arizona Financial Visa Secured Credit Card earns no points or rewards.
Manage your credit card with CardPower™
-
Turn cards off and on.
Lost or misplaced your card? Block or unblock your cards with a single touch.
-
Limit card use to where you are.
Keep fraudsters at bay by defining a region or area your card can be used or require your card and smartphone to be close by.
-
Allow (or block) transactions by merchant category.
Keep your shopping addiction at bay by disabling specific categories such as retail stores, entertainment and more.
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Set transaction spending limits.
Deter yourself from spending too much, or limit the amount fraudsters can get access to if your card is lost or stolen, by setting spending limits.
Thank you, Arizona Financial, for having the best interest rates on loans and credit cards! Your staff is also always friendly and efficient.
Mladenka K.
Arizona Financial MemberArizona Financial is an awesome organization, and I won't use any other credit card moving forward.
Melanie W.
Arizona Financial MemberCredit Card Resources
Tech Support Scams – All You Need to Know
There’s little in life that’s more frustrating than a computer that refuses to do its job. You click and swipe, type and jab, but nothing is solving the issue. And then, “conveniently,” a pop-up message appears on your screen that says something like: “Technical difficulties? Click here for assistance.”
Read MoreExplore How Adding Your Credit Card to a Mobile Wallet Can Simplify Your Life
Leave your wallet at home. Pay quickly and securely with your favorite device.
Learn MoreHow Long Will it Take to Pay Off My Credit Cards?
Use this calculator to determine the amount of time it will take to pay off your credit card balance based on your monthly payment, or see what your monthly payment should be in order to pay off your credit card balance in a certain amount of time.
CalculateFrequently Asked Questions
How can I dispute a Visa transaction?
It’s easy to file a dispute online for any fraudulent, unauthorized or incorrect debit or credit card transaction.
Submit your dispute through online banking:
- Log in to online banking (desktop or laptop). This form is not currently available in the mobile app.
- Select “Additional Services” from the blue bar at the top of the page
- Select “Secure Forms” from the options provided
- Select “Dispute a Visa Transaction” and follow the prompts for information
- Helpful tip! The online banking session will time out after 20 minutes and the form will need to be resubmitted.
If the transaction is considered fraudulent, the impacted card number will be blocked in order to prevent additional fraudulent transactions.
How do I order a new card?
If you need a new card, here’s how we can help you get a new one:
- All of our branches can instantly issue you a new card. Please bring your government issued photo ID with you to complete the process. (We are unable to instant issue cards for business accounts.)
- We can mail a card to your home. Simply give us a call or send us a secure email through online banking and we’ll be happy to arrange for a card to be mailed.
How do I reach Arizona Financial?
You can speak with a representative 24 hours a day, 365 days a year!
Simply call 602-683-1000.
You can also view our Contact Us page for other convenient ways to get in touch.
Send us a secure email
To send a secure email, simply log in to online banking from a desktop or laptop computer, select “Additional Services” from the blue bar at the top of the page and then select “Email Us”.