Find your match. Our Credit Card options deliver!

Our credit cards are designed with you in mind:
No annual fees, low rates & great rewards.

Apply Now
Choose Your Card

Visa Credit Card Rates

Our Visa Signature, Visa Platinum, and Visa Secured card options feature affordable and competitive credit card rates with the perks you're looking for!
Card Type
APR*
as low as
Card Perks
Card Type
Visa® Signature Rewards
APR*
as low as
Fixed
17.99%
Card Perks
Get cash back, earn rewards faster!
Card Type
Visa® Platinum
APR*
as low as
Variable
12.24%
Card Perks
Low rates & great rewards
Card Type
Visa® Secured
APR*
as low as
13.99%
Card Perks
Great for building or repairing credit
Effective December 1, 2024

*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR may be higher depending on a variety of factors, including borrower’s credit history.

*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR may be higher depending on a variety of factors, including borrower’s credit history.

Get Started

  • Credit card options for your needs
  • Earn rewards on everyday purchases
  • Easy to apply online
  • Low rates, great rewards
  • No annual fee
Apply Now
woman sitting in front of laptop viewing a credit held in her left hand

Our Credit Cards are Designed for You

Arizona Financial offers the best rewards credit card, low interest credit card, and secured credit card for your wallet and budget.
Apply Now
No Annual Fee

We don't believe in charging our members unnecessary fees. That's why our cards have no annual fee!

No Cash Advance or Balance Transfer Fees

Get cash and transfer other card balances to your new Arizona Financial credit card without paying fees.

Additional Card Benefits

Enjoy Zero Fraud Liability, Auto Rental Collision Damage Waiver, Roadside Dispatch®, and more! Explore all the benefits.

Instant Card Issue

Get your new card or replacement card instantly by visiting one of our convenient branch locations.

Report a Lost or Stolen Visa Credit Card

During Business Hours: Call Arizona Financial at 602-683-1000 or 800-523-4603
After Business Hours: Call the Visa Hotline at 866-599-5615

Choose Your Visa Credit Card

Arizona Financial offers the best credit card options focused on low rates, rewards and credit building potential.

Visa® Signature Rewards

Cash Back/Rewards

Signature-Card-313x200
  • No annual fee
  • No cash advance or balance transfer fees
  • No foreign transaction fees
  • Earn 1.5% cash back. No limit on the amount of cash back you can earn.1
  • ScoreCard Rewards® points redeemable for cash back, travel, merchandise and gift cards. Points never expire.
  • CardPower™ app to turn your card on/off and set other controls
Visa® Platinum

Low Rates/Rewards

Platinum-Card-313x200
  • No annual fee
  • No cash advance or balance transfer fees
  • 3% foreign transaction fee
  • Earn 1 point for every $1 spent on qualifying purchases.
  • ScoreCard Rewards® points, redeemable for travel and merchandise. Points never expire.
  • CardPower™ app to turn your card on/off and set other controls
Visa® Secured Card

Build/Repair Credit

Secured-Card-313x200
  • No annual fee
  • No cash advance or balance transfer fees
  • Easy to get! Secured with your own deposits.
  • One-time account setup fee of $25
  • Start building or rebuilding your credit today
  • CardPower™ app to turn your card on/off and set other controls

1. Earn 1.5 points for every $1 spent on net purchases. Points can be redeemed for cash back starting at $50. Certain categories of purchase such as cash advances and gift cards do not qualify. See full terms and conditions for full details.

Visa Secure Remote Commerce

Click to pay with your Arizona Financial credit card when you see this icon where Visa is accepted. You can pay with a single login from any device with your information guarded behind multiple security layers and continue earning your card rewards! Enroll Now. 
 
SRC-Icon-Visa 
 

 

Additional Visa Credit Card Benefits

Visa Signature


  • Zero Fraud Liability
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch®
  • Extended Warranty Protection
  • Travel and Emergency Assistance Services
  • Additional Protection and Concierge Services

Visa Platinum


  • Zero Fraud Liability
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch®
  • Visa Discounts
  • Visa SRC

ScoreCard Rewards®:
Treat Yourself

Use your Arizona Financial Visa Signature Rewards or Visa Platinum Credit Card and enjoy being rewarded for your everyday purchases.

  • Earn points for every dollar spent in qualifying purchases1
  • Redeem points for cash back, travel, merchandise, and gift cards depending on which credit card you use1
  • Travel when you want with no blackout dates

Browse travel and merchandise options, check your points, and find out more by visiting ScoreCard Rewards.

1 The Arizona Financial Visa Signature Rewards Credit Card earns 1.5 points for every $1 spent on net purchases. Points can be redeemed for cash back starting at $50. Certain categories of purchase such as cash advances and gift cards do not qualify. Redeem points for cash back, travel, merchandise and gift cards – points never expire. The Arizona Financial Visa Platinum Card earns one point for every dollar spent in qualifying purchases and points can be redeemed for travel, merchandise and more – points never expire. See full terms and conditions for full details. The Arizona Financial Visa Secured Credit Card earns no points or rewards.

Apply Now
young girl hanging on her fathers back with mother walking next to them

Manage your credit card with CardPower™

hand holding credit card above credit card machine being held by coffee shop worker

  1. Turn cards off and on.

    Lost or misplaced your card? Block or unblock your cards with a single touch.

  2. Limit card use to where you are.

    Keep fraudsters at bay by defining a region or area your card can be used or require your card and smartphone to be close by.

  3. Allow (or block) transactions by merchant category.

    Keep your shopping addiction at bay by disabling specific categories such as retail stores, entertainment and more.

  4. Set transaction spending limits.

    Deter yourself from spending too much, or limit the amount fraudsters can get access to if your card is lost or stolen, by setting spending limits.

CardPowerTM

Credit Card Resources

Blog Post

Tech Support Scams – All You Need to Know

There’s little in life that’s more frustrating than a computer that refuses to do its job. You click and swipe, type and jab, but nothing is solving the issue. And then, “conveniently,” a pop-up message appears on your screen that says something like: “Technical difficulties? Click here for assistance.”

Read More
Link

Explore How Adding Your Credit Card to a Mobile Wallet Can Simplify Your Life

Leave your wallet at home. Pay quickly and securely with your favorite device.

Learn More
Calculator

How Long Will it Take to Pay Off My Credit Cards?

Use this calculator to determine the amount of time it will take to pay off your credit card balance based on your monthly payment, or see what your monthly payment should be in order to pay off your credit card balance in a certain amount of time.

Calculate

Frequently Asked Questions

How can I dispute a Visa transaction?

It’s easy to file a dispute online for any fraudulent, unauthorized or incorrect debit or credit card transaction.

Submit your dispute through online banking:

  • Log in to online banking (desktop or laptop). This form is not currently available in the mobile app.
  • Select “Additional Services” from the blue bar at the top of the page
  • Select “Secure Forms” from the options provided
  • Select “Dispute a Visa Transaction” and follow the prompts for information
  • Helpful tip! The online banking session will time out after 20 minutes and the form will need to be resubmitted.
Give us all of the details! Please use the comment section to tell us what happened so that we can help resolve the issue quickly.

If the transaction is considered fraudulent, the impacted card number will be blocked in order to prevent additional fraudulent transactions.
How do I order a new card?

If you need a new card, here’s how we can help you get a new one:

  • All of our branches can instantly issue you a new card. Please bring your government issued photo ID with you to complete the process. (We are unable to instant issue cards for business accounts.)
  • We can mail a card to your home. Simply give us a call or send us a secure email through online banking and we’ll be happy to arrange for a card to be mailed.
How do I reach Arizona Financial?

You can speak with a representative 24 hours a day, 365 days a year!

Simply call 602-683-1000.

You can also view our Contact Us page for other convenient ways to get in touch.

Send us a secure email
To send a secure email, simply log in to online banking from a desktop or laptop computer, select “Additional Services” from the blue bar at the top of the page and then select “Email Us”.

Routing # 322172797

Arizona Financial’s website may provide links to third party sites, independent from Arizona Financial Credit Union. These links are provided only as a convenience and do not constitute an official endorsement of the website or application. Arizona Financial does not manage the operation or content of these third-party websites or applications. The privacy and security policies of the websites or applications may differ from those of Arizona Financial Credit Union.


Arizona Financial Credit Union is committed to making our products and services accessible to all of our members. Your experience is important to us. We strive to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our website, please call us at 602-683-1000 so that we may promptly assist you in getting the information you need in a method that is accessible to you.

Important Notices for website users: Please take note that we track user communications, their digital method of communicating, and whether the user clicked on content after using the general search feature or chatbot. This information may be disclosed to others in accordance with our privacy policy. Also, online banking users accessing our secure site with confidential information is restricted to authorized persons only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. Violators may be prosecuted to the fullest extent of the law.

 

©2024 Arizona Financial Credit Union