As an experienced mortgage originator and manager with more than 20+ years of experience.  I have vast experience with all types of residential financing including portfolio, jumbo, conventional, government, reverse mortgages, down payment assistance, remodeling, lot, and construction lending.  

I work on all types of loans every day, but I do have a deeper understanding, than most originators in the market, of portfolio lending (out of the box scenarios), construction, lot, and loans with self-employed borrowers.  My experience with these different types of loans and understanding of the requirements helps me close transactions that others find difficult to get done.  

Because no two clients are the same regarding their mortgage needs or situations, it is important to work with an experienced originator that can offer a full range of mortgage products from the cookie cutter to the truly out of the box as is the case with AZFCU’s portfolio loan products.  

I have been highly successful servicing my clients because of my consultative approach, attention to detail, strong work ethic, and focus on what is best for the borrower given their specific situation and needs, whether you are a first-time buyer or someone who has completed many real estate transactions.