A Line of Credit with Arizona Financial gives you flexibility

Your personal line of credit can be used on your terms. Use the amount you need, when you need.

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Personal Line of Credit

When you need to fund a big purchase or consolidate debt, you'll find flexible and affordable terms.
Fixed APR*
as low as
Minimum Loan
Amount
Fixed APR*
as low as
17.99%
Minimum Loan
Amount
$1,000
Effective February 1, 2025

*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, collateral and loan terms. Membership required based on eligibility.

*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, collateral and loan terms. Membership required based on eligibility.

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  • Apply online, get quick decision
  • No application fee
  • Loans for what you need
  • Funds available when you need them
  • Low rates, flexible terms
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A Revolving Line of Credit
for your eventful life

man and woman painting a white wall

Our loan specialists work with you to find the right rates and terms so you're prepared for temporary cash flow gaps, unexpected expenses, or emergency repairs.

  • Low, fixed rates
  • Revolving, open-ended loan
  • No collateral required
  • Use as overdraft protection for your Arizona Financial Checking Account
  • Convenient access to funds through your online account or mobile app
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REVOLVING, OPEN ENDED

Convenient Access to Funds When You Need Them

Our loan specialists work with you to find the right loan for your needs at rates and payments you can afford.

  • Fixed rates
  • Flexible access to funds
  • Repay immediately or over time
24mo., 24
Years
24mo.
36mo.
48mo.
60mo.
72mo.
84mo.

$0.00/mo

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Borrow Smarter

Members of Arizona Financial are more than a credit score. Our  loan specialists live in Arizona and know our community. They'll work with you from start to finish to find the right loan for your unique situation. 

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young couple signing papers for a loan

Line of Credit Resources

Blog Post

Financial Planning Tips for Each Generation

From Gen Z and Millennials to Gen X and BabyBoomers, different generations need different financial planning tips. Take a look at the top two actions members of each age group should take.

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Calculator

Should I Consolidate My Debts?

Use this calculator to determine if consolidating your debt into one loan would be beneficial to you.

Calculate
Blog Post

4 Ways to Trim Your Fixed Expenses

When trying to trim a monthly budget, most people don’t even consider their fixed expenses. Find out four ways you can reduce these costs.

Read More

Frequently Asked Questions

How do I apply for a personal line of credit?
How long does it take to get a personal line of credit?
Do I have to be a member of Arizona Financial to get a loan?