A Line of Credit with Arizona Financial gives you flexibility

Your personal line of credit can be used on your terms. Use the amount you need, when you need.

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Personal Line of Credit

When you need to fund a big purchase or consolidate debt, you'll find flexible and affordable terms.
Fixed APR*
as low as
Minimum Loan
Amount
Fixed APR*
as low as
17.99%
Minimum Loan
Amount
$500
Effective November 1, 2022

*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, collateral and loan terms. Membership required based on eligibility.

*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, collateral and loan terms. Membership required based on eligibility.

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  • Apply online, get quick decision
  • No application fee
  • Loans for what you need
  • Funds available when you need them
  • Low rates, flexible terms
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A Revolving Line of Credit
for your eventful life

man and woman painting a white wall

Our loan specialists work with you to find the right rates and terms so you're prepared for temporary cash flow gaps, unexpected expenses, or emergency repairs.

  • Low, fixed rates
  • Revolving, open-ended loan
  • No collateral required
  • Use as overdraft protection for your Arizona Financial Checking Account
  • Convenient access to funds through your online account or mobile app
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REVOLVING, OPEN ENDED

Convenient Access to Funds When You Need Them

Our loan specialists work with you to find the right loan for your needs at rates and payments you can afford.

  • Fixed rates
  • Flexible access to funds
  • Repay immediately or over time

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Borrow Smarter

Members of Arizona Financial are more than a credit score. Our  loan specialists live in Arizona and know our community. They'll work with you from start to finish to find the right loan for your unique situation. 

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young couple signing papers for a loan

Line of Credit Resources

Blog Post

Financial Planning Tips for Each Generation

From Gen Z and Millennials to Gen X and BabyBoomers, different generations need different financial planning tips. Take a look at the top two actions members of each age group should take.

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Calculator

Should I Consolidate My Debts?

Use this calculator to determine if consolidating your debt into one loan would be beneficial to you.

Calculate
Blog Post

4 Ways to Trim Your Fixed Expenses

When trying to trim a monthly budget, most people don’t even consider their fixed expenses. Find out four ways you can reduce these costs.

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Calculator

How Long Will It Take to Pay Off My Loan?

Use this calculator to determine how many payments it will take to pay off your loan.

Calculate
Blog Post

What's the Best Way to Tackle Debt?

The Snowball Method and the Avalanche Method are two popular approaches for paying down debt. Find out the pros and cons of each.

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Calculator

How Will Extra Payments Affect My Loan?

Use this calculator to see how extra payments will affect your loan.

Calculate

Frequently Asked Questions

How do I apply for a personal line of credit?

Members can apply online, call 602-683-1000 or stop by one of our branch locations for assistance.

How long does it take to get a personal line of credit?

A typical Personal Loan takes anywhere from 2-4 days from start to finish. 

Do I have to be a member of Arizona Financial to get a loan?

To take advantage of Arizona Financial benefits, including competitive loan rates– membership is required. It's simple to become a member. You just have to meet one of our membership eligibility requirements.