One of the best Business Checking Accounts for all your needs
Whether you're a small business just getting started or a growing business with growing needs – manage your money with some of the best business checking accounts in Arizona.
Accounts for Every Type of Business
Small Business Checking
Ideal for growing or small businesses with limited checking needs.
- Minimum Opening Deposit: $100
- Monthly Fee: None
- Dividends:N/A
- Transaction Fees: $0.40 per item for each pre-authorized withdrawal in excess of 50 per month.
Business Platinum Checking
Perfect for mid-sized businesses with moderate checking activity and larger balances.
- Minimum Opening Deposit: $1,500
- Monthly Fee: $15 (if balance drops below $1,500 on any day)
- Dividends: This account earns dividends, so you can maximize excess balances. See current rates below.
- Transaction Fees: N/A
Business Analysis Checking
For business customers with multiple accounts and/or moderate-to-heavy checking account activity.
- Minimum Opening Deposit: $500
- Monthly Fee: $8
- Dividends:N/A
- Transaction Fees: $0.15 per debit transaction
$0.35 for each deposit
$0.06 for each deposited item
Business Checking Accounts
Choose the checking account that best meets the needs of your business. Our Business Platinum Checking Account pays dividends at two different balance tier levels!Account Type
Earn APY
Account Type
Earn APY
Account Type
Earn APY
Account Type
(up to $50K)
Earn APY
Account Type
($50K+)
Earn APY
Minimum opening deposit: Small Business, $100; Business Analysis, $500; Business Platinum, $1,500. A $15 monthly fee applies to Business Platinum if daily balance drops below $1,500. Rates are variable and may change after account is opened. Fees may reduce earnings.
Minimum opening deposit: Small Business, $100; Business Analysis, $500; Business Platinum, $1,500. A $15 monthly fee applies to Business Platinum if daily balance drops below $1,500. Rates are variable and may change after account is opened. Fees may reduce earnings.
Not sure which account is right for you? Our dedicated team of business experts can help you select the account that best fits your business needs.
Our Business Debit Card Gives You Control & Rewards!
Shop anywhere Visa is accepted with an Arizona Financial Visa Business Debit Card – it’s the fast, convenient and secure way to make payments and get cash.
Receive your new Arizona Financial Visa® Debit Card immediately at any branch location so you have access to the funds in your account immediately.
Load Cash Back Debit Card Offers through Scorecard Rewards to your Arizona Financial Visa® debit card after you earn rewards on everyday purchases.
With Visa® Tap To Pay technology you'll experience quick and simple checkout any where you see the contactless symbol.
With the CardPowerTM mobile app you can easily switch your debit card on or off and block where and how it can be used.
Key Features of our Business Banking & Merchant Services
Expand your business and increase sales by accepting credit cards anywhere you do business. We've partnered with Elavon® Merchant Services to provide cutting-edge solutions.
Our 24-hour night-drop (available at select locations) is a secure, convenient way for merchants to drop off daily receivables. Deposits made outside of business hours will be applied the next business day.
Save the time and hassle of visiting a branch. Quickly deposit your checks from anywhere using our digital remote deposit technology.
Ensure your valuable business items are safe and protected with our affordable safe deposit box options. Available at select locations.
Streamline your business finances and improve cash flow with our Treasury Management Services.
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Account Management
- Business Online & Mobile Banking
- Cash Management
- Image Retrieval
- Account Reconciliation
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Payments
- Direct Deposit of Payroll (ACH)
- Accounts Payable (ACH)
- Wire Transfers
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Receivables
- Accounts Receivable
- Cash Concentration
- Remote Deposit
- Merchant Processing
- Electronic Data Interchange (EDI)
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Fraud Detection
- ACH Monitoring
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Sweep Accounts
- Set up automated daily balance sweeps
